LEGAL & REGULATORY INFORMATION
JGA Caribbean is a business operation of John Gipson Agency LLC dba JGA Insurance Solutions, a Georgia limited liability company and licensed insurance agency.
JGA Caribbean is not presented on this website as a separately licensed insurance agency. References to JGA Caribbean describe the business operation through which Caribbean-focused risk, insurance, and advisory services are presented and coordinated.
Insurance products and placement services are offered through John Gipson Agency LLC dba JGA Insurance Solutions where appropriately authorized.
Insurance availability, placement structure, and the services that may be provided depend upon the nature and location of the risk, applicable licensing and regulatory requirements, insurer eligibility, underwriting requirements, and market availability.
Nothing on this website should be interpreted as a representation that JGA Caribbean or John Gipson Agency LLC dba JGA Insurance Solutions is authorized to transact insurance in every jurisdiction referenced on the website.
Insurance solutions across Caribbean markets may require different placement and distribution structures depending upon the jurisdiction and the nature of the exposure. Where appropriate and legally permissible, JGA Caribbean may assist clients through one or more of the following approaches:
LOCAL PLACEMENT & REFERRAL
Where insurance must be placed through an appropriately authorized intermediary within a particular jurisdiction, JGA Caribbean may coordinate with or refer the client to an appropriately licensed or authorized local insurance broker, agent, intermediary, insurer, or other market participant.
AUTHORIZED INTERMEDIARY COLLABORATION
JGA Caribbean may work with appropriately authorized local insurance intermediaries when collaboration is appropriate for the client’s risk and permitted by applicable law. The responsibilities of each participant will depend upon the applicable regulatory and placement requirements.
SPECIALTY & SURPLUS-LINES MARKETS
Certain qualifying risks may be evaluated for access to specialty or surplus-lines insurance markets where legally permissible and subject to applicable licensing, eligibility, regulatory, underwriting, and market requirements.
References throughout this website to the Caribbean, Caribbean markets, Caribbean risk, Caribbean expertise, or organizations operating or investing across the Caribbean describe JGA Caribbean’s business focus and risk-advisory orientation.
Those references do not constitute a representation that JGA Caribbean or John Gipson Agency LLC dba JGA Insurance Solutions maintains an office, insurance license, regulatory authorization, or insurance-placement authority in every Caribbean jurisdiction.
The legally appropriate service and insurance-placement structure must be determined according to the circumstances of each engagement.
Information presented on this website is general in nature and does not constitute an insurance binder, policy, quotation, guarantee of coverage, or confirmation that insurance is available for any particular organization, person, property, activity, jurisdiction, or exposure.
Insurance coverage is subject to applicable law, insurer approval, underwriting, eligibility requirements, market availability, policy terms, conditions, limitations, and exclusions.
Actual policy language controls in the event of any difference between information presented on this website and the terms of an issued insurance policy.
JGA Caribbean’s risk-management and governance-advisory services are intended to assist organizations in understanding exposures, evaluating risk, strengthening resilience, and improving risk-related organizational decision-making.
These services are distinct from the issuance of insurance coverage.
Unless expressly agreed and appropriately qualified, services and information provided by JGA Caribbean should not be construed as legal, tax, accounting, investment, actuarial, or other regulated professional advice.
Organizations should obtain advice from appropriately qualified professionals when those services are required.
Risk-management, insurance, and advisory activities cannot eliminate all risks or guarantee that losses, disruptions, claims, regulatory events, cyber incidents, catastrophes, governance failures, or other adverse events will not occur.
Recommendations and strategies should be evaluated in light of each organization’s circumstances, objectives, operations, contractual obligations, and applicable legal or regulatory requirements.
Organizations with questions regarding the availability of insurance services for a particular risk or jurisdiction should contact JGA Caribbean before relying upon information presented on this website.
JGA Caribbean
5 Gresham Landing, Ste. C
Stockbridge, GA 30281